NeedBizInsurance
Coverage by Profession · United States · 2026

General Liability for dog walkers

General Liability is typically recommended for dog walkers. Covers third-party injury and property damage (e.g., a dog you're walking bites someone or damages property); many clients expect it.

Requirement
Recommended
Average cost
$250.00–$600.00/yr
Business risk
low
01

How general liability applies

Covers third-party injury and property damage (e.g., a dog you're walking bites someone or damages property); many clients expect it.

02

What affects the price

Dogs walked at once
Off-leash parks
Revenue
03

Best carriers for general liability for dog walkers

Embroker
AM Best: A
direct
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Hiscox
AM Best: A
direct
professional-liabilitygeneral-liabilitycyber-liabilitybusiness-owners-policy
NEXT Insurance
AM Best: A-
direct
general-liabilityworkers-compensationcommercial-autobusiness-owners-policy
Simply Business
AM Best: A
direct
general-liabilityprofessional-liabilityworkers-compensationcommercial-auto
Thimble
AM Best: A
direct
general-liabilitycommercial-autoinland-marineworkers-compensation
04

General Liability for Dog Walkers — FAQ

Do dog walkers need general liability?+

General Liability is usually recommended for dog walkers. It may not be legally required everywhere, but it is still commonly carried to close coverage gaps.

What does general liability cover for dog walkers?+

General Liability helps protect a dog walker business from losses tied to the specific risks of the work, including claims that may not be covered by a basic policy package.

Can dog walkers buy general liability online?+

Yes. Many carriers quote general liability online for dog walkers, though higher-risk work, employees, vehicles, or licensed operations may require extra underwriting.

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