NeedBizInsurance
Coverage by Profession · United States · 2026

General Liability for event planners

General Liability is typically optional for event planners. Useful if you work on client sites or keep an office.

Requirement
Optional
Average cost
$250.00–$600.00/yr
Business risk
low
01

How general liability applies

Useful if you work on client sites or keep an office.

02

What affects the price

Venue requirements
Revenue
03

Best carriers for general liability for event planners

Embroker
AM Best: A
direct
professional-liabilitygeneral-liabilityworkers-compensationcyber-liability
Hiscox
AM Best: A
direct
professional-liabilitygeneral-liabilitycyber-liabilitybusiness-owners-policy
NEXT Insurance
AM Best: A-
direct
general-liabilityworkers-compensationcommercial-autobusiness-owners-policy
Simply Business
AM Best: A
direct
general-liabilityprofessional-liabilityworkers-compensationcommercial-auto
Thimble
AM Best: A
direct
general-liabilitycommercial-autoinland-marineworkers-compensation
04

General Liability for Event Planners — FAQ

Do event planners need general liability?+

General Liability is usually optional for event planners. It may not be legally required everywhere, but it is still commonly carried to close coverage gaps.

What does general liability cover for event planners?+

General Liability helps protect a event planner business from losses tied to the specific risks of the work, including claims that may not be covered by a basic policy package.

Can event planners buy general liability online?+

Yes. Many carriers quote general liability online for event planners, though higher-risk work, employees, vehicles, or licensed operations may require extra underwriting.

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