NeedBizInsurance
Coverage by Profession · United States · 2026

Workers' Compensation for hot shot truckings

Workers' Compensation is typically required for hot shot truckings. Required once you have employee drivers.

Requirement
Required
Average cost
$1500.00–$5000.00/yr
Business risk
high
01

How workers' compensation applies

Required once you have employee drivers.

02

What affects the price

Payroll
Crew size
Driver safety record
03

Best carriers for workers' compensation for hot shot truckings

Embroker
AM Best: A
direct
professional-liabilitygeneral-liabilityworkers-compensationcyber-liability
NEXT Insurance
AM Best: A-
direct
general-liabilityworkers-compensationcommercial-autobusiness-owners-policy
Simply Business
AM Best: A
direct
general-liabilityprofessional-liabilityworkers-compensationcommercial-auto
Thimble
AM Best: A
direct
general-liabilitycommercial-autoinland-marineworkers-compensation
04

Workers' Compensation for Hot Shot Truckings — FAQ

Do hot shot truckings need workers' compensation?+

Yes. Workers' Compensation is typically required for hot shot truckings by law, license, contract, or client requirement.

What does workers' compensation cover for hot shot truckings?+

Workers' Compensation helps protect a hot shot trucking business from losses tied to the specific risks of the work, including claims that may not be covered by a basic policy package.

Can hot shot truckings buy workers' compensation online?+

Yes. Many carriers quote workers' compensation online for hot shot truckings, though higher-risk work, employees, vehicles, or licensed operations may require extra underwriting.

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