Dog Walker Insurance in Louisiana
Louisiana has no state-mandated coverage for dog walkers on record, but the recommended coverages below still apply.
Louisiana requirements
No state-mandated coverage is on record for dog walkers in Louisiana. See the national checklist below for recommended policies.
State regulator: Louisiana Department of Insurance
Coverage checklist
| Coverage | Requirement | Annual cost |
|---|---|---|
| General LiabilityGL | Recommended | $250–$600/yr |
| Commercial AutoCA | Optional | $600–$1,400/yr |
| Professional Liability / E&OPL/E&O | Optional | $200–$500/yr |
Cost breakdown
- ·Dogs walked at once
- ·Off-leash parks
- ·Revenue
Covers third-party injury and property damage (e.g., a dog you're walking bites someone or damages property); many clients expect it.
- ·Driving frequency
Only if you drive dogs and your personal policy excludes business use.
- ·Care guarantees
Covers claims of harm or loss while a pet is in your care (sometimes bundled as 'care, custody, control').
Best carriers for dog walker
Dog Walker insurance in Louisiana — FAQ
Do dog walkers need insurance?+
Not legally, but general liability is strongly recommended — it covers third-party injury and property damage if a dog you're walking bites someone or runs into the street. Many pet-sitting platforms and clients expect it.
How much is dog walker insurance?+
General liability typically runs $250–$600 per year. A bundled pet-care liability policy (including 'care, custody, control') often costs $400–$1,000 per year.
Does my homeowners insurance cover my dog-walking business?+
Usually not. Homeowners policies commonly exclude business activities, so claims arising while walking client dogs are generally not covered.
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