Coverage Guide · United States · 2026
Commercial Property Insurance for small business
Commercial property insurance covers the building you own or lease, plus equipment, inventory, and furniture, against fire, theft, and some weather damage.
Typical cost · $500.00–$2500.00 per year
01
Who needs this coverage
SOURCE · National carrier filings · BLS labor statistics · Updated 2026
We may earn a commission when you click our affiliate links. This does not affect our editorial independence. Content is general information and not legal or insurance advice.